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Dave Ramsey, New York Times bestselling author of The Total Money Makeover and host of the award-winning The Dave Ramsey Show, helps distinguish the benefits between the Roth IRA and the 401(k)–what he identifies as “secret government formulas for wealth.”
January 6th, 2010 at 10:35 pm
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January 10th, 2010 at 4:24 pm
Money cannot buy hapiness.
I am sorry I will not be going to the event for Jim Rohn on February 5th 2010 as I will be visiting a friend in hospital.
From Tanya Street
January 13th, 2010 at 6:11 pm
MONEY CANNOT BUY HAPPINESS, BUT IT WILL GIVE YOU MORE OPTIONS WHICH WILL MAKE YOU ULTIMATELY MORE HAPPY THAN HAVING NO MONEY AND NO OPTIONS.
January 16th, 2010 at 7:13 pm
Actually they grow tax-deferred. Whole Life policies, with great companies, grow tax-free.
January 23rd, 2010 at 3:09 am
It’s not so much in having a million dollars, it’s the type of person you become and the lives you enrich getting there. And if you base your purpose on a worthy ideal….you will be happy.
January 29th, 2010 at 3:38 pm
Everybody here has it right. Dave is simply showing a couple of paths how to build wealth. I want to be able to enjoy my golden years without worrying about the money. Money is a tool, a resource, but it can fail you. Trust the Lord, have faith in Him, and WORK HARD. Be a blessing to your family and your fellow man. Show some self-worth for a change! And always stay positive. Life is too short to be careless. Peace and blessings, family!
February 10th, 2010 at 3:02 pm
None of this is rocket science. The real secret is where he is getting the 12%.
March 26th, 2010 at 10:31 pm
Chris F.
Roth IRA are Tax-free. You get no deduction for your contributions but withdrawals are tax-free!! Whole Life policies are just above flushing your money down the toilet for investment purposes!!
May 18th, 2010 at 10:05 pm
Money can’t buy happiness, but it is sure makes a nice down payment.
I’m not sure what this guy is smoking, Roths & 401’s are good investment vechicles, but the numbers he’s throwing around would require a 12% return - NOT happening!
August 21st, 2010 at 9:47 pm
Amazing. Wondering how many of the people commenting negatively on this video are wealthier than Dave Ramsey?
If you want to be wealthy, do what wealthy people do…or follow the advice on people posting here.